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0% APR Balance Transfer Credit Cards

Balance Transfer Credit Cards - Apply Online



Balance Transfer Cards



Compare credit cards that offer low balance transfer rates and apply online. Review cards that offer a 0% introductory APR on balance transfers, as well as cards that offer a low fixed rate on balance transfers.

For more information about balance transfers, visit our credit cards tips and advice or see how much you could save in interest payments with our balance transfer calculator.



:: About Balance Transfer Credit Cards | Credit Card Recommender | Free Credit Score




Top Pick

Top Pick: Balance Transfers



Citi Platinum Select Card
Citi® Platinum Select® Card

Apply Now

  • 0% APR* on balance transfers and purchases for up to 12 months
  • Secure, free online account management
  • $0 Liability on unauthorized purchases
  • Citi Identity Theft Solutions
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for up to 12 months* 0% for up to 12 months* As low as 6.74%* $0 Good Credit


Discover More Card
Discover® More(SM) Card

Apply Now

  • 0% Intro APR for 12 months on Purchases and Balance Transfers
  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • 5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
  • Up to 1% Cashback Bonus on all other purchases automatically
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 12 months* 0% for 12 months* As low as 10.99%* $0 Good Credit


Capital One Platinum Prestige
Capital One® Platinum Prestige

Apply Now

  • Save with a 0% intro APR until January 2010 on purchases and balance transfers
  • Then enjoy a variable APR, now 8.9%
  • Save time and money by transferring higher-rate balances so you can make one easy payment each month
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until January 2010* 0% until January 2010* 8.90%(V)* $0 Excellent Credit


IberiaBank Visa Classic
IberiaBank Visa® Classic

Apply Now

  • Variable Rate APR ranging from Prime + 3% thru Prime + 5%
  • 0% Introductory APR on balance transfers for the first 6 billing cycles. Applies to balance transfers processed within three months of your account open date
  • No transaction fee for balance transfers
  • 25-day grace period
  • No annual membership fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for 6 months* varies* $0 Excellent Credit


Discover More Card - Clear
Discover® More(SM) Card - Clear

Apply Now

  • Earn more cash in more ways than anyone else(SM)*
  • Unlimited cash rewards, automatically
  • Up to 20% Cashback Bonus® when you shop online*
  • Double rewards with more than 100 Cashback Bonus Partners*
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 12 months* As low as 10.99%* $0 Good Credit


Citi CashReturns Card
Citi CashReturns(SM) Card

Apply Now

  • Earn up to 6% Cash Back on purchases; a full 1% cash back on every purchase PLUS an average 5% additional cash back at 400 leading retailers within the Citi Bonus Cash Center
  • Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
  • Checks will be sent automatically every time you earn $50 – no calling necessary
  • 0% APR* on balance transfers for up to 12 months
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
n/a 0% for up to 12 months* As low as 8.99%* $0 Good Credit


Discover Open Road Card
Discover® Open Road(SM) Card

Apply Now

  • Save at the pump and everywhere else.*
  • 5% Cashback Bonus® on gas and auto maintenance purchases
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% for 6 months* 0% for up to 12 months* As low as 10.99%* $0 Good Credit


Capital One Business Platinum with Preferred No Hassle Miles
Capital One® Business Platinum with Preferred No Hassle Miles(SM)

Apply Now

  • Note: This is a business credit card
  • This card is best for established business owners with excellent credit looking to earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
  • Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping.
  • 0% APR on purchases until January 2010
  • 0% APR on transferred balances until January 2010
  • No annual fee
Learn more Apply now for this credit card or learn more about the offer

Intro APR on Purchases Intro APR on Transfers Regular APR Annual Fee Credit Needed
0% until January 2010* 0% until January 2010* As low as 14.99%(V)* $0 Excellent Credit
» More business credit cards


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:: No Balance Transfer Fees: Low interest balance transfers with no balance transfer fees

:: Need help finding the right card? Try out our Credit Card Recommender





:: About Credit Cards: Balance Transfers ::

In the most basic terms, a balance transfer is a way of moving a debt from one credit card to another credit card. This is often done to save money, as the new credit card may have a lower finance rate (APR) than the old credit card...click for more information



* See the online credit card application for details about terms and conditions of a specific offer.



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